13 Things You're Paying Too Much For
Author: Michelle
Description: 13 Things You're Paying Too Much For.I explore the numerous spending choices that we can embrace during our financial journeys
Date: 2014-07-16T10:30:00+00:00

- Skip to main content
- Skip to primary sidebar

## Additional menu

# 13 Things You’re Paying Too Much For, Do This Instead

posted on 16 July, 2014

Pin
Share
Tweet
0 Shares

Hi Everyone!

I put together a really simple table-that didn’t copy well into WordPress. Sigh. I thought it would be a good idea to put together a visual aid of the different purchasing options that we have whenever we find ourselves paying for goods and services.

I find that most of my purchasing options fall under categories 2, 3, and 4 with the exception of food 🙂 I purchase the bulk of my groceries at Whole Foods. I’ve put an asterisk ext to each one of the spending choices that I regularly embrace.

The point of this post is to show that you can lead a high quality lifestyle, spending very little money, without having to miss out on the things that you enjoy. I really don’t understand why people pay so much money for things that they can get for free.

As I refocus on my debt repayment I’m looking closely at every single transaction that involves money. My overall goal is to lower my outgoing expenses. I get sick of working hard and giving businesses, corporations, and other people my money.

I feel like an idiot.

I make plenty of money but all of my money is being sent to “The Man.” No More. At the same time I’m disinterested in not having access to the things that I enjoy doing using or doing.

It’s amazing how many choices we have that don’t compromise our sense of quality or level of service. You have choices and even though you will (should) make sacrifices on the way to debt freedom it doesn’t mean you have to: dumpster dive, ride you bike to work, use your coffee grounds twice, or stop living your life.

You have choices be deliberate when you make them.

Tell me what choices you make. Did I miss any additional options?

Service/Product/Or Good | 1st Choice (Most Expensive) | 2nd Choice (Medium cost) | 3rd Choice (least expensive) | 4th Choice (lowest cost)
T.V./Movies | Paid Cable | Netflix (small fee) | Hulu (free option)* | Library (free)*
Cable Programming | BET | Bounce (free)*
Telephone Service | Verizon | Republic Wireless* | SKYPE* | Facetime*MAC Product
Music Television/Music | MTV (no music anytime!) | MTV2 *(Spanish/English) free | Online via Youtube
Hygiene Products | Grocery Store* | Costco/SAM’s | Dollar Store* | Make it Yourself
Sports Television | ESPN | UNIVISION!!!* | A Bar-but, be careful of drinks | Regular t.v.*
Food Entertainment (dinning out) | Dinner | Happy Hour* | Pot luck | Cook at home*
Hair Maintenance | Go to the salon/hair stylist | Beauty School | Do it yourself* | Friend/family member
Getting a Weave (a la Hollywood) | Lace Front Wig | Put it in yourself
Fitness | Gym | City Recreation Center* | Exercise at home | Go to the park
Let’s Read | Buy Books | Library* | Little Free Library* (awesome)
Grocery Store | Whole Foods* | Trader Joe’s | Sprouts/Sunflower | Farmer’s Market/Grow yourself*
Shoes!! | Nordstrom’s | 6pm.com* | Goodwill* | Swap with friends

The following two tabs change content below.

- Bio
- Latest Posts

#### Michelle

I am an obsessive foodie, but not self-righteous with it, love travel, meeting new people, helping you look good, and am freaked out by people who don't enjoying reading...something! Grab a Perrier, read my blog, feel free to drop me a line! Hope to hear from you soon.

#### Latest posts by Michelle (see all)

- Financial Boycotts When Black - 23 June, 2026
- Your American Money in 2026 - 17 June, 2026
- How to Design a Boycott Strategy That Works for YOU - 6 February, 2025

### Share this:

- Share on Facebook (Opens in new window) Facebook
- Share on X (Opens in new window) X

Pin
Share
Tweet
0 Shares

## Reader Interactions

### Comments

1. debt debs says

   16 July, 2014 at 5:29 am

   Well we just got our new digital antenna in yesterday and have canceled cable but it will take a month to stop. So we are making a choice in that area… amongst many others!

   Hey, for clothes you should put “Shop my closet”, or in my case it’s “Shop my sister’s closet” which I gratefully accept when she gives me her good quality hand-me-downs. I do need to purge my own closet though.

   Reply

   - Michelle says

     16 July, 2014 at 5:49 am

     I think it’s kind of funny that I forgot to list the ONE thing that I actually named my blog after. Yikes! Am laughing at myself. I have a digital antennae and haven’t had cable for many, many years. I don’t miss it at all and am usually really overwhelmed when I find myself in a cable situation. I also notice that there is nothing to watch when that happens. So weird!

     Reply

2. save. spend. splurge. says

   16 July, 2014 at 11:34 am

   Psst.. next time try putting the chart in Excel, then doing a copy and paste into WP 🙂

   Reply

   - Michelle says

     16 July, 2014 at 3:16 pm

     Thanks chica!!! Will do that next time.

     Reply

3. Michelle says

   29 July, 2014 at 12:15 pm

   My sister made her own laundry detergent as well as baby wipes for her daughter. She eventually went to store bought for the baby wipes because they just didn’t do the job like the Pinterest article said they would. As far as the laundry detergent went, the cost was very minimal.

   Reply

   - Michelle says

     29 July, 2014 at 8:01 pm

     I’ve heard about homemade baby wipes. I thinking making soap is about as far as I would go…but, I’m down with cloth diapers. Much cheaper.

     Reply

### Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Comment *

Name *

Email *

Website

Current ye@r *
Leave this field empty
This website uses cookies to improve your experience. We'll assume you're ok with this, but you can opt-out if you wish.Accept Read More
Privacy & Cookies Policy

#### Privacy Overview

This website uses cookies to improve your experience while you navigate through the website. Out of these, the cookies that are categorized as necessary are stored on your browser as they are essential for the working of basic functionalities of the website. We also use third-party cookies that help us analyze and understand how you use this website. These cookies will be stored in your browser only with your consent. You also have the option to opt-out of these cookies. But opting out of some of these cookies may affect your browsing experience.
Necessary
Necessary
Always Enabled
Necessary cookies are absolutely essential for the website to function properly. This category only includes cookies that ensures basic functionalities and security features of the website. These cookies do not store any personal information.
Non-necessary
Non-necessary
Any cookies that may not be particularly necessary for the website to function and is used specifically to collect user personal data via analytics, ads, other embedded contents are termed as non-necessary cookies. It is mandatory to procure user consent prior to running these cookies on your website.