Black Friday Pay Off Challenge-Did I Succeed?? - youramericanmoney
Author: Michelle
Description: Toni from Debt Free Divas said that there was a certain poetry to this challenge. I decided about a month ago to pay off a credit card on Black Friday. I’m not anti-Black Friday. In fact, I kind of like the frenetic energy of the official start of the holiday shopping season. And, as most […]
Date: 2013-11-29T11:00:00+00:00

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# Black Friday Pay Off Challenge-Did I Succeed??

posted on 29 November, 2013

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Toni from Debt Free Divas said that there was a certain poetry to this challenge. I decided about a month ago to pay off a credit card on Black Friday. I’m not anti-Black Friday. In fact, I kind of like the frenetic energy of the official start of the holiday shopping season. And, as most of my debt doesn’t stem from holiday shopping but from lack of organization and living beyond my means through out the year I never found myself in debt specifically from holiday shopping. However, I felt that this year I needed to do something that really showed that I was committed to the process of repaying my debt.

So, today, I decided to go big. I did the following:

- I paid off not one but TWO credit cards. One card was a card that I had paid off in August and used again (like an idiot). The other card I’ve had for awhile and it was long over due to pay it off.
- Total Amount repaid: $434+$1070=$1,504
- I also decided to get my sh$t out of storage!!! That will be a post for Monday. You won’t believe the story.

I am feeling really excited about the amount of money that has just been freed up to take care of debt repayment and upkeep for my home. As it’s a holiday weekend, I’m going to keep this post short and sweet.

Have a fantastic day!!

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#### Michelle

I am an obsessive foodie, but not self-righteous with it, love travel, meeting new people, helping you look good, and am freaked out by people who don't enjoying reading...something! Grab a Perrier, read my blog, feel free to drop me a line! Hope to hear from you soon.

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## Reader Interactions

### Comments

1. Laura / No More Spending says

   29 November, 2013 at 7:12 am

   Well done Michelle – that mist feel good! Hope you had a great Thanksgiving Day 🙂

   Reply

   - Michelle says

     29 November, 2013 at 8:28 am

     Thanksgiving was nice and mellow. Every 3 or 4 years I like to take a break from people. This year I just relaxed, rode bikes with my mom, and watched t.v. I am very excited about paying off the credit card!!

     Reply

2. Tonya@Budget and the Beach says

   30 November, 2013 at 7:40 am

   That’s awesome Michelle!!! I hope nothing bad happened with the storage unit. I’ve hears horror stories…especially about mice. What are you going to do with the stuff you took out?

   Reply

   - Michelle says

     30 November, 2013 at 9:08 am

     That’s a story for March. I don’t think there are mice…as we fumigated the unit the day before removing the items. The items are in their new home and I have a receipt showing TERMINATION OF SERVICES!!! Am sooooo happy. When you read my post on Monday you won’t believe the story. I’m not telling the whole story-just the bare bones.

     Reply

3. thrillsandbills says

   30 November, 2013 at 3:38 pm

   Congrats on not just meeting the challenge but exceeding it! I’m sure it feels amazing to be free from those credit card debts.

   Reply

   - Michelle says

     30 November, 2013 at 4:55 pm

     Thanks! They were such a pain. I have one more-then it’s time to focus on the student loans.

     Reply

4. Dear Debt says

   2 December, 2013 at 9:06 am

   Wow, $1500 is great!! It will be nice to free that money up for other things! 🙂 Keep up the good work.

   Reply

   - Michelle says

     2 December, 2013 at 9:39 pm

     Thanks chica! It was a little touch and go because I also wanted to get the things out of storage. I just sucked it up and got it done!! Now, I’m exhausted 🙂

     Reply

5. anna says

   2 December, 2013 at 9:57 am

   So awesome – congrats, Michelle!! I unfortunately didn’t complete the challenge, so perhaps I can just borrow your second payoff? j/k Great job, girl. 🙂

   Reply

   - Michelle says

     2 December, 2013 at 9:40 pm

     Thanks Anna! I am a bit surprised at myself. For awhile I wasn’t sure if it was going to happen.

     Reply

6. Lisa E. @ Lisa Vs. The Loans says

   3 December, 2013 at 3:14 pm

   Great job, girl! Kiss those credit card balances goodbye!

   Reply

   - Michelle says

     3 December, 2013 at 6:47 pm

     Thanks Lisa! I am so done with debt. I can’t even explain how DONE I am.

     Reply

### Trackbacks

1. […] complete Michelle’s Black Friday Challenge and pay off my credit card debt, though she managed to pay off *two* so be sure to go over and congratulate her! I did manage to pay off $300 which brings my total to […]

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2. […] @ The Shop My Closet Project writes Black Friday Pay Off Challenge-Did I Succeed?? – I decided about a month ago to pay off a credit card on Black Friday. I’m not […]

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3. […] @ The Shop My Closet Project writes Black Friday Pay Off Challenge-Did I Succeed?? – I decided about a month ago to pay off a credit card on Black Friday. I’m not […]

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4. […] @ The Shop My Closet Project writes Black Friday Pay Off Challenge-Did I Succeed?? – I decided about a month ago to pay off a credit card on Black Friday. I’m not […]

   Reply

5. […] Shop My Closet Project writes Black Friday Pay Off Challenge-Did I Succeed?? – I decided about a month ago to pay off a credit card on Black Friday. I’m not anti-Black […]

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