Dave Ramsey is only allowed in the Garage. Or, why I like him...but, don't love him! - youramericanmoney
Author: Michelle
Description: I really like many of Dave Ramsey’s financial philosophies. The baby steps make a lot of sense: 1.) have an emergency account 2.) Start with the smallest debt-begin paying things off 3) accelerate your mortgage payments 4.) Invest in your Retirement Accounts …So, that you can “Live like no other-Dave Ramsey” I might not have […]
Date: 2012-07-07T12:30:00+00:00

- Skip to main content
- Skip to primary sidebar

## Additional menu

# Dave Ramsey is only allowed in the Garage. Or, why I like him…but, don’t love him!

posted on 7 July, 2012

Pin
Share
Tweet
0 Shares

I really like many of Dave Ramsey’s financial philosophies. The baby steps make a lot of sense: 1.) have an emergency account 2.) Start with the smallest debt-begin paying things off 3) accelerate your mortgage payments 4.) Invest in your Retirement Accounts …So, that you can “Live like no other-Dave Ramsey” I might not have all of the steps listed, but you get the picture. His view, and rightly so is that no debt is good debt. But, as I listen to his radio show I find myself cringing at times. Is his message lost by being a self-righteous know it all? Not all of his guests need that treatment. He says that he is a Christian. Isn’t he missing the point that helping people can come from a place of love. Stay with me here. What I mean is, he might be a lot more affective by being honest and kind. So, instead of me saying that Dave has “moved into the house.” He has moved into the garage. Where important stuff is kept like-your car and your dart collection. But, those items-like your car, stay in the garage because of the fumes (his slightly stank attitude!) I do want to yell “I’m debt free!” But, I want to be treated right. I get that I made mistakes. If I’m calling you I am at least subconsciously admitting that mistakes have been made. Help me out. I have probably judged myself enough. So readers tune out the yelling. He does have good things to say. Focus.

The following two tabs change content below.

- Bio
- Latest Posts

#### Michelle

I am an obsessive foodie, but not self-righteous with it, love travel, meeting new people, helping you look good, and am freaked out by people who don't enjoying reading...something! Grab a Perrier, read my blog, feel free to drop me a line! Hope to hear from you soon.

#### Latest posts by Michelle (see all)

- Financial Boycotts When Black - 23 June, 2026
- Your American Money in 2026 - 17 June, 2026
- How to Design a Boycott Strategy That Works for YOU - 6 February, 2025

### Share this:

- Share on Facebook (Opens in new window) Facebook
- Share on X (Opens in new window) X

Pin
Share
Tweet
0 Shares

## Reader Interactions

### Comments

1. Celeste says

   11 December, 2017 at 6:32 pm

   Came across your blog when I searched “am I the only one who thinks Dave Ramsey is judgemental.” I felt refreshed! I frequently felt condemned and not encouraged after I listened to Dave, even though like you I agreeed with his concepts. Then I explored more of your posts and found them encouraging- thanks!

   Reply

   - Michelle says

     17 December, 2017 at 11:25 am

     Celeste, I like his financial concepts and philosophies-I just hate how he yells at people and disrespects them. I can’t stand it. Thanks for stopping by!

     Reply

### Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Comment *

Name *

Email *

Website

Current ye@r *
Leave this field empty
This website uses cookies to improve your experience. We'll assume you're ok with this, but you can opt-out if you wish.Accept Read More
Privacy & Cookies Policy

#### Privacy Overview

This website uses cookies to improve your experience while you navigate through the website. Out of these, the cookies that are categorized as necessary are stored on your browser as they are essential for the working of basic functionalities of the website. We also use third-party cookies that help us analyze and understand how you use this website. These cookies will be stored in your browser only with your consent. You also have the option to opt-out of these cookies. But opting out of some of these cookies may affect your browsing experience.
Necessary
Necessary
Always Enabled
Necessary cookies are absolutely essential for the website to function properly. This category only includes cookies that ensures basic functionalities and security features of the website. These cookies do not store any personal information.
Non-necessary
Non-necessary
Any cookies that may not be particularly necessary for the website to function and is used specifically to collect user personal data via analytics, ads, other embedded contents are termed as non-necessary cookies. It is mandatory to procure user consent prior to running these cookies on your website.